Friday, November 13, 2026 9:56:52 AM - Markets open
VN-INDEX 1,725.92 -8.83/-0.51%
HNX-INDEX 255.33 -1.29/-0.50%
UPCOM-INDEX 120.96 -0.29/-0.24%
Vietnam International Commercial Joint Stock Bank (VIB : HOSE)
Financials : Banks
14.00 -0.05/-0.36%
9:54:56 AM
Unit: VND Quarterly | Annual
    Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
ASSETS
       
I. Cash and precious metals
1,934,6683,552,5741,876,2392,382,0792,325,617
II. Balances with the State Bank of Vietnam
7,924,7098,998,0684,313,0615,125,2758,408,128
III. TreasuryBill
       
IV. Placements with and loans to other credit institutions
104,756,557104,411,120114,132,177118,506,345110,746,262
1. Cash and gold deposits at other credit institutions
39,839,54259,469,54065,958,51661,739,10446,911,421
2. Loans to other credit istitutions
64,917,01544,941,58048,173,66156,767,24163,834,841
3. Provision for losses on loans to other credit institutions
       
V. Trading securities
       
1. Trading securities
       
2. Provision for diminution in value of trading securities
       
VI. Derivatives and other financial assets
       
VII. Loans and advances to customers
367,863,425377,113,195381,361,994392,020,433405,811,798
1. Loans and advances to customers
372,736,056381,972,016386,257,317397,083,447411,311,698
2. Provision for losses on loans and advances to customers
-4,872,631-4,858,821-4,895,323-5,063,014-5,499,900
VIII. Investment securities
53,170,06651,149,53149,089,08349,276,37355,907,421
1. Available - for - sales securities
53,171,56651,149,53149,089,08349,276,37355,907,421
2. Held - to - maturity securities
42,380    
3. Provision for diminution in value of investment securities
-43,880    
IX. Investment in other entities and long-term investments
69,45773,78969,45769,45769,457
1. Investment in subsidiaries
       
2. Investment in joint-ventures
       
3. Investment in associate cmpanies
       
4. Other long-term investment
69,66773,99969,66769,66769,667
5. Provision for diminution in value of long-term investment
-210-210-210-210-210
X. Fixed assets
835,793846,859947,5591,047,9931,048,150
1. Tangible fixed assets
540,076548,915586,652585,767593,130
- Cost
1,349,7281,260,7941,321,9561,341,5031,372,940
- Accumulated depreciation
-809,652-711,879-735,304-755,736-779,810
2. Leased assets
       
- Cost
       
- Accumulated depreciation
       
3. Intangible fixed assets
295,717297,944360,907462,226455,020
- Cost
823,239843,503927,1641,049,6631,064,026
- Accumulated depreciation
-527,522-545,559-566,257-587,437-609,006
4. Construction in progress expense
       
XI. Investment properties
2,2542,2192,1842,1492,113
- Cost
3,5423,5423,5423,5423,542
- Accumulated amortization
-1,288-1,323-1,358-1,393-1,429
XII. Other assets
7,002,7419,951,08612,354,18412,567,94415,264,895
1. Receivables
2,379,2004,017,1295,878,6575,045,2236,127,253
2. Interests and fee receivables
2,869,4013,902,2714,260,8114,695,6705,245,039
3. Deferred income tax assets
1,002965965965965
4. Other assets
1,753,1382,030,7212,213,7512,826,0863,891,638
- In which: Good will
       
5. Provision for losses on other assets
       
TOTAL ASSETS
543,559,670556,098,441564,145,938580,998,048599,583,841
LIABILITIES AND SHAREHOLDERS' EQUITY
   580,998,048 
I. Due to Government and borrowings from the State Bank of Vietnam
13,178,61910,980,81313,859,76124,335,5572,951,279
II. Deposits and borrowings from other credit institutions
138,500,856157,508,961141,546,471142,929,085164,456,777
1. Deposits form other credit institutions
97,026,697117,968,284105,880,121104,084,330107,517,176
2. Borrowings form other credit institutions
41,474,15939,540,67735,666,35038,844,75556,939,601
III. Depostis from customers
307,929,159294,577,661316,373,838317,451,548322,211,430
IV. Derivatives and other debts
364,228105,602247,581167,656708,218
V. Funds received from Government, international and other institutions
3,3863,3062,9972,7222,631
VI. Certificate of deposits
27,145,00035,070,70034,770,70037,970,70048,870,700
VII. Other liabilities
11,178,65710,946,6598,200,51910,302,94610,617,288
1. Intersest and fee payables
4,542,6014,298,7735,465,2936,886,5587,193,320
2. Deferred income tax payables
       
3. Other payables
6,636,0566,647,8862,735,2263,416,3883,423,968
4. Other Provisions
       
VIII. Shareholders' equity
45,259,76546,904,73949,144,07147,837,83449,765,518
1. Capital
34,042,00334,042,00334,042,00334,042,00337,356,079
- Paid-up capital
34,040,05734,040,05734,040,05734,040,05734,040,057
- Construction capital
       
- Share capital surplus
1,9461,9461,9461,9461,946
- Treasury stocks
       
- Prefered Stocks
       
- Other equity resources
    3,314,076
2. Reserves
5,346,7215,346,7215,346,7216,815,1476,099,475
3. Foreign exchange differences
-2,608 -1,859852,626
4. Asset revaluation differences
       
5. Retained earning
5,873,6497,516,0159,757,2066,980,5996,307,338
6. Other funds and expenses
       
IX. Benefits of minority shareholader
       
TOTAL RESOURCES
543,559,670556,098,441564,145,938580,998,048599,583,841
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