Monday, November 9, 2026 8:39:54 PM - Markets open
VN-INDEX 1,714.32 -11.04/-0.64%
HNX-INDEX 255.24 -1.49/-0.58%
UPCOM-INDEX 121.45 -0.30/-0.25%
National Citizen Commercical Joint Stock Bank (NVB : HNX)
Financials : Banks
15.70 -0.20/-1.26%
3:10:02 PM
Unit: VND Quarterly | Annual
    Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
ASSETS
 		       
I. Cash and precious metals
214,034226,301238,936114,16898,647
II. Balances with the State Bank of Vietnam
2,170,62014,455,1602,531,3484,630,7473,048,593
III. TreasuryBill
        
IV. Placements with and loans to other credit institutions
25,544,36124,308,07626,867,27632,176,31029,401,968
1. Cash and gold deposits at other credit institutions
25,244,36124,008,07626,567,27631,876,31029,401,968
2. Loans to other credit istitutions
300,000300,000300,000300,000 
3. Provision for losses on loans to other credit institutions
        
V. Trading securities
        
1. Trading securities
        
2. Provision for diminution in value of trading securities
        
VI. Derivatives and other financial assets
 14,2196,83549,620166,993
VII. Loans and advances to customers
93,642,42196,302,754115,345,581131,904,880148,788,566
1. Loans and advances to customers
94,956,41597,544,593116,876,338133,526,534150,660,686
2. Provision for losses on loans and advances to customers
-1,313,994-1,241,839-1,530,757-1,621,654-1,872,120
VIII. Investment securities
20,691,27821,540,99821,455,30821,396,49921,204,897
1. Available - for - sales securities
2,411,1562,412,1182,413,1052,414,1032,415,112
2. Held - to - maturity securities
18,384,88219,233,40319,155,58619,099,13118,913,332
3. Provision for diminution in value of investment securities
-104,760-104,523-113,383-116,735-123,547
IX. Investment in other entities and long-term investments
371,244315,994315,994315,994315,994
1. Investment in subsidiaries
        
2. Investment in joint-ventures
        
3. Investment in associate cmpanies
        
4. Other long-term investment
719,600719,600719,600719,600719,600
5. Provision for diminution in value of long-term investment
-348,356-403,606-403,606-403,606-403,606
X. Fixed assets
784,078799,778797,808794,920805,368
1. Tangible fixed assets
229,352233,619226,278225,704218,262
- Cost
436,095426,824428,717420,987423,618
- Accumulated depreciation
-206,743-193,205-202,439-195,283-205,356
2. Leased assets
        
- Cost
        
- Accumulated depreciation
        
3. Intangible fixed assets
554,726566,159571,530569,216587,106
- Cost
702,919639,938650,212649,092673,894
- Accumulated depreciation
-148,193-73,779-78,682-79,876-86,788
4. Construction in progress expense
        
XI. Investment properties
        
- Cost
        
- Accumulated amortization
        
XII. Other assets
10,683,7895,651,7565,944,6167,513,01034,389,847
1. Receivables
8,831,4632,959,9833,107,4313,346,41029,088,434
2. Interests and fee receivables
793,1011,188,0841,384,8061,612,6442,063,827
3. Deferred income tax assets
        
4. Other assets
2,712,8693,159,7313,108,4214,213,3424,896,957
- In which: Good will
        
5. Provision for losses on other assets
-1,653,644-1,656,042-1,656,042-1,659,386-1,659,371
TOTAL ASSETS
154,101,825163,615,036173,503,702198,896,148238,220,873
LIABILITIES AND SHAREHOLDERS' EQUITY
  173,503,702198,896,148238,220,873
I. Due to Government and borrowings from the State Bank of Vietnam
 1,545,0991,237,6771,260,320 
II. Deposits and borrowings from other credit institutions
18,217,09313,003,52116,710,84619,216,18516,973,266
1. Deposits form other credit institutions
17,477,09312,733,52116,510,84618,246,18515,753,266
2. Borrowings form other credit institutions
740,000270,000200,000970,0001,220,000
III. Depostis from customers
119,325,803127,403,437134,918,758144,567,677185,184,051
IV. Derivatives and other debts
99,951    
V. Funds received from Government, international and other institutions
8,1057,3656,5746,0655,525
VI. Certificate of deposits
7,530,8466,210,8144,790,6116,631,4415,581,303
VII. Other liabilities
2,175,1281,851,8762,030,26712,894,8275,310,795
1. Intersest and fee payables
1,375,2551,457,4931,790,3992,134,9052,297,169
2. Deferred income tax payables
        
3. Other payables
799,873394,383239,86810,759,9223,013,626
4. Other Provisions
        
VIII. Shareholders' equity
6,744,89913,592,92413,808,96914,319,63325,165,933
1. Capital
11,749,98819,249,98819,249,98819,249,98829,249,988
- Paid-up capital
11,779,84819,279,84819,279,84819,279,84829,279,848
- Construction capital
        
- Share capital surplus
-216-216-216-216-216
- Treasury stocks
-29,644-29,644-29,644-29,644-29,644
- Prefered Stocks
        
- Other equity resources
        
2. Reserves
106,551106,551106,551106,551105,645
3. Foreign exchange differences
        
4. Asset revaluation differences
        
5. Retained earning
-5,111,640-5,763,615-5,547,570-5,036,906-4,189,700
6. Other funds and expenses
        
IX. Benefits of minority shareholader
        
TOTAL RESOURCES
154,101,825163,615,036173,503,702198,896,148238,220,873
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