Tuesday, September 1, 2026 2:26:08 PM - Markets open
VN-INDEX 1,832.12 +0.56/+0.03%
HNX-INDEX 284.77 +2.13/+0.75%
UPCOM-INDEX 127.50 +0.34/+0.27%
National Citizen Commercical Joint Stock Bank (NVB : HNX)
Financials : Banks
12.50 +0.30/+2.46%
3:10:02 PM
Unit: VND Quarterly | Annual
    Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
ASSETS
 		       
I. Cash and precious metals
366,868214,034226,301238,936114,168
II. Balances with the State Bank of Vietnam
2,707,7482,170,62014,455,1602,531,3484,630,747
III. TreasuryBill
        
IV. Placements with and loans to other credit institutions
21,960,45125,544,36124,308,07626,867,27632,176,310
1. Cash and gold deposits at other credit institutions
21,960,45125,244,36124,008,07626,567,27631,876,310
2. Loans to other credit istitutions
 300,000300,000300,000300,000
3. Provision for losses on loans to other credit institutions
        
V. Trading securities
        
1. Trading securities
        
2. Provision for diminution in value of trading securities
        
VI. Derivatives and other financial assets
  14,2196,83549,620
VII. Loans and advances to customers
85,556,84293,642,42196,302,754115,345,581131,904,880
1. Loans and advances to customers
86,834,64694,956,41597,544,593116,876,338133,526,534
2. Provision for losses on loans and advances to customers
-1,277,804-1,313,994-1,241,839-1,530,757-1,621,654
VIII. Investment securities
20,971,26220,691,27821,540,99821,455,30821,396,499
1. Available - for - sales securities
2,213,5292,411,1562,412,1182,413,1052,414,103
2. Held - to - maturity securities
18,910,72218,384,88219,233,40319,155,58619,099,131
3. Provision for diminution in value of investment securities
-152,989-104,760-104,523-113,383-116,735
IX. Investment in other entities and long-term investments
371,244371,244315,994315,994315,994
1. Investment in subsidiaries
        
2. Investment in joint-ventures
        
3. Investment in associate cmpanies
        
4. Other long-term investment
719,600719,600719,600719,600719,600
5. Provision for diminution in value of long-term investment
-348,356-348,356-403,606-403,606-403,606
X. Fixed assets
902,228784,078799,778797,808794,920
1. Tangible fixed assets
235,155229,352233,619226,278225,704
- Cost
433,083436,095426,824428,717420,987
- Accumulated depreciation
-197,928-206,743-193,205-202,439-195,283
2. Leased assets
        
- Cost
        
- Accumulated depreciation
        
3. Intangible fixed assets
667,073554,726566,159571,530569,216
- Cost
810,852702,919639,938650,212649,092
- Accumulated depreciation
-143,779-148,193-73,779-78,682-79,876
4. Construction in progress expense
        
XI. Investment properties
        
- Cost
        
- Accumulated amortization
        
XII. Other assets
11,217,00110,683,7895,651,7565,944,6167,513,010
1. Receivables
9,097,6178,831,4632,959,9833,107,4313,346,410
2. Interests and fee receivables
791,541793,1011,188,0841,384,8061,612,644
3. Deferred income tax assets
        
4. Other assets
3,011,4262,712,8693,159,7313,108,4214,213,342
- In which: Good will
        
5. Provision for losses on other assets
-1,683,583-1,653,644-1,656,042-1,656,042-1,659,386
TOTAL ASSETS
144,053,644154,101,825163,615,036173,503,702198,896,148
LIABILITIES AND SHAREHOLDERS' EQUITY
   173,503,702198,896,148
I. Due to Government and borrowings from the State Bank of Vietnam
861,275 1,545,0991,237,6771,260,320
II. Deposits and borrowings from other credit institutions
14,161,57418,217,09313,003,52116,710,84619,216,185
1. Deposits form other credit institutions
13,691,57417,477,09312,733,52116,510,84618,246,185
2. Borrowings form other credit institutions
470,000740,000270,000200,000970,000
III. Depostis from customers
115,244,771119,325,803127,403,437134,918,758144,567,677
IV. Derivatives and other debts
75,38899,951   
V. Funds received from Government, international and other institutions
9,0948,1057,3656,5746,065
VI. Certificate of deposits
5,403,3037,530,8466,210,8144,790,6116,631,441
VII. Other liabilities
1,743,1622,175,1281,851,8762,030,26712,894,827
1. Intersest and fee payables
1,117,7181,375,2551,457,4931,790,3992,134,905
2. Deferred income tax payables
        
3. Other payables
625,444799,873394,383239,86810,759,922
4. Other Provisions
        
VIII. Shareholders' equity
6,555,0776,744,89913,592,92413,808,96914,319,633
1. Capital
11,749,98811,749,98819,249,98819,249,98819,249,988
- Paid-up capital
11,779,84811,779,84819,279,84819,279,84819,279,848
- Construction capital
        
- Share capital surplus
-216-216-216-216-216
- Treasury stocks
-29,644-29,644-29,644-29,644-29,644
- Prefered Stocks
        
- Other equity resources
        
2. Reserves
106,551106,551106,551106,551106,551
3. Foreign exchange differences
        
4. Asset revaluation differences
        
5. Retained earning
-5,301,462-5,111,640-5,763,615-5,547,570-5,036,906
6. Other funds and expenses
        
IX. Benefits of minority shareholader
        
TOTAL RESOURCES
144,053,644154,101,825163,615,036173,503,702198,896,148
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