Sai Gon – Ha Noi Commercial Joint Stock Bank announces BOD resolution of approving a credit limit as follows:

1. Approve a credit limit with details as below:

-          Client: Saigon Hanoi Securities Joint Stock Company

-          Credit limit: 1,800 bil. dongs

-          Term of the credit limit: 12 months

-          Term of every contract of the credit limit: maximum 3 months

1. Assign to members of the BOD, the Supervisory Board and Management Board implementing the event.