The Board of Directors of Phu Hung Securities Corporation (PHS) approved to extend the following credit limit agreements:

1. Approving to extend the credit limit agreement with Cathay United Bank_OBU:

-          Loan limit: US$10,000,000

-          Loan term: 01 year.

1. Approving to extend the credit limit agreement with The Shanghai Commercial & Savings Bank, Ltd. – Dong Nai Branch

-          Loan limit: VND 60,000,000,000;

-          Loan term: 01 year.

1. Approving to increase the credit limit with The Shanghai Commercial & Savings Bank, Ltd. – Hong Kong Branch

-          Limit:

ü  Short-term loan: US$8,000,000;

ü  Standby letter of credit: US$3,000,000.

-          Loan term: 01 year.

1. Approving to increase the credit limit with with Chang Hwa Bank:

-          Loan limit: US$10,000,000;

-          Loan term: 01 year.