Pursuant to the Finance Ministry’s Circular No.155/2015/TT-BTC on the disclosure of information. Vietnam Prosperity Joint Stock Commercial Bank (VPB) explained the consolidated business result in the third quarter of 2019 as follows:

The profit after tax of banks and subsidiaries: VND 2,282,602 million, increased VND 883,450 million, equivalent to 63.14% compared to the same period last year due to fluctuations in profit before tax, specifically as follows:

-       Net interest income increased by VND 1,974,554 million compared to the same period last year, equivalent to 32.90%;

-       Net income from service activities increased by VND 308,722 million compared to the same period last year, equivalent to 77.22%;

-       Net income from securities investment increased by VND 126,540 million compared to the same period last year, equivalent to 171.66%;

-       Net income from other activities decreased by VND 317,056 million compared to the same period last year, equivalent to 36.61%;

-       Net income from foreign exchange and gold trading activities decreased by VND 299,268 million compared to the same period last year, equivalent to 137.37%;

-       Provision expenses for credit losses increased by VND 774,827 million, equivalent to 28.20%.